The cottage of Francis Time is guarded by two pirate ghosts, but the ghostly guards are attracting too much attention. The neighbors complain about eerie sounds coming from the cottage and lights that blink on and off all night. Essie Bunny, Sharon Claus, and Hannah Horseman travel back to Florida after the sheriff calls them to come see about the strange happenings in their mother’s cottage. To their surprise, they find unwanted guests have moved in and refuse to leave. The only way to evict the squatters is to find a lady ghost who has been missing for almost 200 years. Only then will the magic of the clock and the cottage be safe again.